I am 33, mother of a hyper active young boy, a budding entrepreneur, a social media addict and the icing on the cake is a fauji’s wife. If you can relate with me and know how tough it is to manage and juggle all these responsibilities then this blog will make sense to you.
When my husband is away on government duty, which he is most of the time, managing outside jobs (that I totally hate) falls on my shoulders.
Jobs like:
- Booking gas cylinder
- Telephone and internet bill payment
- Dish TV payment
- Bank work
- Frequent service request (actually pleading) calls to plumber, electrician, Aquagaurd maintenance guy
…….Ah! The list is endless.
Amidst these endless, monotonous and uninspiring mundane tasks I found a ray of hope! Kotak’s newly introduced social banking system, The JiFi
Yes, you read it right – Social Banking. Curious, isn’t it?
JiFi is unbelievable, Path-breaking and truly modern way of banking. It has the best of both the worlds. It fills in the generation gap that today’s banking sector was suffering from. To top it, Kotak gave it a uber cool name – JiFi
Top 5 reasons why JiFi is the best banking experience
- Open a bank account through Facebook
Exactly, I am super thrilled. JiFi is the best thing since sliced bread. It is smart and innovative. Opening a bank account can be that simple and quick. I am amazed. We are always hooked onto Facebook and what better way than to bank through our favourite Facebook.
- Be social media savvy and earn
Are you serious? I can’t believe my ears. They have hit the nail on the head. So, JiFi says that it will give me points, rewards and lots of benefits just to be myself. Wow! I earn reward points for being social, for liking and commenting on Facebook. These rewards points can then be redeemed instantly. This is a piece of cake for me. JiFi is synonymous with fun. I earn to enjoy Facebook. Three cheers to this thought.
Finally, people won’t say I am wasting time on Facebook. Hello Guys! I am earning. I would say with a heavy and modulated tone.
So, continue to like and comment on Facebook to earn.
3. Banking through Twitter
Hahaha! No this is not a joke. This is true. You can now do banking through Twitter. When I heard of this I was reminded of that old school government bank, their creaking fans, babus who chewed paan, asked to fill in the withdrawal slip kept in a dingy corner of the bank, then wait for your token number to be called, when your turn comes the cashier pays you by licking the notes. Nahiiii, I jolted out of this bad dream. Thank God for bringing in companies like Kotak. I can now bank through Twitter. Fun, easy and non-messy.
Photo Credit: http://3h.ca/social-media-reality-check/
4. No Minimum Balance
When I shop there is no stopping. Sale season and glamorous online websites keep cajoling you into more and more shopping and I end up exhausting all the money. This impromptu behaviour of mine has been reprimanded a lot of times by the bank. But, no more, I am a free bird now. I can shop to my heart’s content and not worry about having a minimum balance in my account. Yayy! That’s JiFi with no minimum balance limits. Kotak understands the needs of today’s youth.
5. Auto Management of account
Well this is a boon for lazy people like me. I have no financial sense. I am constantly nagged to save money and to manage my finances in a mature way. But, poor meL Well, Kotak JiFi is just the right solution for me. If I have surplus money in my account it auto sweeps a predefined amount and invests in a fixed deposit. I earn interest.
If you are thinking what If I need the money for a overshoot in monthly expense because traditionally we have been taught that fixed deposits are sacrosanct that can’t be withdrawn before the term completion. Well, Kotak JiFi is here to redefine banking and change perspectives. Simple solution, when you need money it gets auto withdrawn. Isn’t it smart? Fix the money when you don’t need it and auto withdraw when you need it back, meanwhile earn fixed deposit interest.
- Banking through Twitter
Hahaha! No this is not a joke. This is true. You can now do banking through Twitter. When I heard of this I was reminded of that old school government bank, their creaking fans, babus who chewed paan, asked to fill in the withdrawal slip kept in a dingy corner of the bank, then wait for your token number to be called, when your turn comes the cashier pays you by licking the notes. Nahiiii, I jolted out of this bad dream. Thank God for bringing in companies like Kotak. I can now bank through Twitter. Fun, easy and non-messy.
JiFi is definitely uber cool way of banking. No more babugiri. From now on only JiFigiri J
My life is quite sorted with JiFi. Atleast JiFi takes care of my one big responsibility – Banking. It is time-saving, easy, fun and no-frills attached banking that is also social. I can easily check account details while promoting my blogs on Twitter and earn reward points while connecting with friends on Facebook.
What about you? Are you still used the old school banking? Do share your experiences with old school banking. I would love to hear and laugh off.
This post is for a contest on Indiblogger hosted by Kotak and their concept of social banking system nicknamed JiFi.
